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Glossary · Automation & Integrations

Stripe

Definition: Stripe is a payment processing platform that lets businesses accept credit cards, digital wallets, and other online payments through developer-friendly APIs. It also handles subscriptions, invoicing, fraud prevention, and payouts, so teams can add checkout and billing without building payment infrastructure.

Official source: Stripe

Overview

What Stripe is

Stripe is a payment processing platform that lets businesses accept payments online and in apps. Rather than piecing together a merchant account and gateway, teams use Stripe's APIs and prebuilt components, such as Checkout and Elements, to take credit and debit cards, digital wallets like Apple Pay and Google Pay, and many local payment methods. Stripe handles the secure movement of money from the customer to the business's bank account.

How Stripe works and what it costs

When a customer pays, Stripe securely captures the card details, processes the charge through the card networks, and deposits funds to your account on a payout schedule. Pricing is per-transaction with no monthly minimum, commonly around 2.9% plus 30 cents per successful online card charge in the US, though rates vary by method and country. Beyond one-off payments, Stripe Billing manages subscriptions and invoicing, Connect powers marketplaces, and Radar screens for fraud.

How an agency uses Stripe

We integrate Stripe wherever a client needs to collect money reliably. In full-stack web and app builds, that means embedding checkout, subscriptions, or usage-based billing directly into the product. In automation work, Stripe events flow through webhooks to update a CRM, attribute revenue in marketing reports, or take deposits that power no-show recovery, so a paid booking or completed purchase instantly updates every connected system.

FAQ

Stripe — common questions

How much does Stripe charge?

Stripe typically charges around 2.9% plus 30 cents per successful online card payment in the US, with no setup or monthly fee. Rates differ for international cards, in-person payments, and other methods, and some products like Billing add a percentage on top.

Is Stripe safe and PCI compliant?

Yes. Stripe is certified as a PCI DSS Level 1 service provider, the highest level, and its prebuilt checkout components keep raw card data off your servers, which greatly reduces your own compliance burden.

Do I need a developer to use Stripe?

For basic payment links and invoices, no, you can use Stripe's no-code tools. For custom checkout, subscriptions, or deep integration with your app and other systems, a developer makes the setup smoother and more secure.

Need Stripe done right?

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